LynkedPaySecured by Veritas Labs

Don't Trust The Vendor. Trust The Process.

LynkedPay holds payment until you verify delivery. Buy safely from Instagram, WhatsApp, TikTok, Facebook Marketplace and beyond.

Use LynkedPay
No Crypto Knowledge Needed
Pay in Naira (NGN)
Instant Settlements

Start Protected Transactions With Anyone

Most online transactions begin with two strangers hoping everything goes as planned. LynkedPay replaces uncertainty with a structured transaction process that protects both buyer and seller from payment to delivery. Even if the other person isn't on LynkedPay yet, you can start a protected transaction, send them an invitation, and bring the transaction under LynkedPay's protection before any money changes hands.

Funds Protected

Payment held securely until you verify delivery

Verified Release Flow

Transparent process from order to payment

Transparent Pricing

Know exactly what you're paying

Structured Resolution

Fair dispute handling if needed

How It Works

Buy safely from anyone online with a protected transaction process.

1

Find Something You Want To Buy

Discover products or services on Instagram, WhatsApp, TikTok, Facebook, or anywhere online.

2

Start A Protected Transaction

Create a LynkedPay transaction and invite the seller to join.

3

Seller Joins LynkedPay

The seller verifies their account and accepts the transaction invitation.

4

Payment Is Secured

Your payment stays protected while the order is prepared and delivered.

5

Receive Your Order

Confirm delivery to release funds, or raise a dispute if something is wrong.

Your Transaction Flow, Step By Step

See how LynkedPay protects your transaction at every stage — from agreement to delivery.

Viewing: Buyer Journey
1

Look up Vendor

Enter the unique "Seller ID Code" found in the vendor's social media bio to securely load their verified LynkedPay profile.

2

Customize Order

Input the item details, quantity, and agreed price in Naira (NGN). Your delivery address is automatically filled from your profile.

3

Negotiate via Chat

The seller is instantly notified. Chat live in-app to finalize terms, and review any direct "Counter Offers" sent by the vendor.

4

Lock Funds & Ship

Hit "Accept" to lock the agreed Naira amount in secure stablecoins. Shipbubble automatically handles waybill creation and coordinates the dispatch rider.

5

Secure Handshake Release

Upon physical package delivery, provide the rider or app with your 4-digit security PIN to instantly release funds to the seller, courier, and LynkedPay.

End-to-end encrypted • Secured by Veritas Labs

Transparency Calculator

See Exactly Where Your Money Goes

The Three-Way Train split ensures fair distribution to sellers, couriers, and the platform.

₦

Payment Breakdown

Seller's Payout

Item Cost

₦25,000

Shipbubble Logistics

Delivery to Lagos (Mainland)

₦2,500

LynkedPay Vault Fee

1.5% Protection (max ₦3,500)

₦375

Total Payment

₦27,875

≈ $17.42 USDT

Protected From Start To Finish

Your transaction is protected at every stage. From pre-shipment to dispute resolution, LynkedPay has your back.

Cancellation eligibility and full refund process. If you change your mind before the seller ships, you can request a full cancellation including all fees—item cost, delivery fee, and service fee—returned instantly to your wallet.

Frequently Asked Questions

Everything you need to know about protected transactions on LynkedPay.

No problem. LynkedPay is built for this scenario. A buyer can create a protected order and invite a seller, or a seller can create a protected listing and share it with a buyer. The other party joins through a secure invite link and completes the transaction inside LynkedPay.

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